What is Pollution Liability Insurance?

Are you running a pool and spa business? It’s important to stay on top of all the regulations and safeguards that you need to operate. Pollution liability insurance is an additional form of protection that could save your business millions. Here’s what you need to know:

What is Pollution Liability Insurance?

Pollution liability insurance is a special form of insurance intended for businesses that work with potentially polluting materials.

These include:

  • pool installation services
  • contractors
  • gardeners
  • septic tank installation services
  • repairmen
  • pool cleaning services
  • and more

What Does Pollution Liability Insurance Cover?

This insurance covers a wide variety of situations including:

  • personal injury and damages caused by a pollution-related accident
  • reimbursement for cleanup costs
  • pollution related legal claims
  • navigating environmental regulations
  • protection from liability in case of accidental water table pollution

Pollution Liability Insurance protects you before, during, and after a job is completed. This means that if there’s a pollution related incident post-job, you’ll be protected from liability.

Benefits of Pollution Liability Insurance

A comprehensive network of insurance, including Pollution Liability Insurance, can help your business in three principal ways:

  1. It can help protect pool and spa workers in the case of an incident that leads to health issues.
  2. This insurance can save you millions if an environmental cleanup is required.
  3. It helps you navigate local regulations and any legal issues that may arise.

Get Affordable Pollution Liability Insurance Through Us

When you’re choosing coverage, make sure you’re working with an experienced provider who can guide you through the process and explain the details of your insurance policy. Not every pool and spa business will require a full spectrum of insurance. However, you want to make sure you have adequate coverage for your business’s needs.

Pollution Liability Insurance is not included under general liability insurance. It needs to be purchased separately. That’s why we at the California Pool Association we offer access to this insurance to members at a wide variety of price points. We’re a trade organization that assists pool and spa related business owners across the country. For more information, contact us and we’ll answer your questions.