Many of today’s pool professionals are comfortable with the coverage their personal auto policy provides for their work truck. After an accident, far too often they find out that personal policy can lead to a nightmare.
I’ve come across many concerns when discussing commercial truck insurance with our members. The biggest is that commercial insurance on their everyday work truck is much more expensive than their current policy. Before the CPA came around, that was true in many cases. We’ve recently partnered with a handful of A Rated commercial auto companies to obtain sizable discounts for CPA members. These discounts are custom made just for you, they aren’t offered or available to the general public. I recently worked with a business owner that carried personal coverage through the company he’s had for years on his truck. He was shocked to see we could increase his liability from $500K to $1 million, add specialized coverage for his business needs and also bring his annual cost down from $1,400 + to $985 with a commercial policy. Now that’s comfortable!
We’ve made it simple to get a quote. I always enjoy speaking with our members so you can call me directly to discuss. Even easier if you don’t want to pick up the phone, just email me a declarations page of your current policy along with driver info like date of birth and license numbers. We’ll be able to get you priced through multiple carriers within a matter of hours.
Other than price, when considering your truck insurance here are some key points to keep in mind:
The best reason to purchase a commercial policy for your work truck is simply this…get comfortable! If you file a claim on your personal policy, your company may deny the claim simply because the business use violates the terms of your policy. Why risk it? Avoid the dreaded words, “Sorry, your insurance won’t cover this” and check with us on a commercial truck quote today.