Workers compensation is mandated by the state in which your business operates. If you have employees, you need workers compensation. Workers compensation is the sole remedy for employees who suffer an injury or illness while on the job. Being caught without workers comp is extremely punitive, it will lead to big fines and the risk of having your business shut down.
Here are some of the benefits of having workers comp:
Workers Comp laws are regulated by the State you do business in, not federally. In 49 out of 50 states, it’s mandatory to carry this coverage. While workers comp laws vary by state, they are almost identical in concept. The bottom line is, if your state deems your worker is an employee and work comp isn’t in place…you’ve got problems.
We will guide you through the process and make it as easy as possible to get the coverage you need, keep your employees safe, and stay in compliance. Get a quote today!